Introduction
Who doesn’t love the idea of getting free money simply for signing up for an app? In today’s digital economy, many apps are offering instant sign-up bonuses as a way to attract new users. These bonuses range from a few dollars to $30 or more and can often be withdrawn immediately. Whether you’re looking to earn some quick cash, test out new financial tools, or simply make the most of your smartphone, instant sign-up bonus apps are an easy and effective way to achieve your goals. What makes these apps even more enticing is their variety. From cashback platforms to survey sites, financial management apps, and shopping tools, there’s something for everyone.
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The process is simple: download the app, sign up, and complete a quick action—such as linking a payment method or making your first transaction—and you’ll receive your bonus. Many of these apps allow you to withdraw the money instantly via PayPal, Venmo, or direct deposit, making them a great option for people who need fast cash. Some of the best apps even allow you to earn unlimited bonuses by referring friends and family.
In this article, we’ll explore 22 of the best instant sign-up bonus apps that actually pay. Whether you’re looking for a $5 reward for trying out a new app or a $100 bonus for using a financial service, this list has got you covered. Plus, we’ll discuss the features of these apps, how they work, and tips for maximizing your earnings. By the end, you’ll have a clear roadmap to make money effortlessly with apps that pay instantly. So, let’s dive in and start earning free money today!
Also Read: 15 Best Business Ventures to Own for Passive Income

Free Money with an Instant Sign Up Bonus Instant Withdraw App
- Rakuten ($30) Rakuten is a top-rated cashback platform that rewards you generously for shopping. Upon signing up and making a qualifying purchase of $30 or more, you will instantly receive a $30 bonus credited to your account. Rakuten’s user-friendly interface makes it easy to browse and shop at thousands of partnered stores, including popular retailers and online shops. Besides the generous sign-up bonus, Rakuten offers ongoing cashback opportunities that can significantly add up over time. Once your earnings are credited, you can choose to withdraw them conveniently via PayPal or request a physical check. Rakuten also features seasonal promotions and double cashback deals, which further amplify your savings. To maximize your benefits, you can refer friends and earn additional bonuses for each successful referral. This makes Rakuten not only a great tool for earning free money instantly but also an excellent app for long-term savings. Whether you’re a frequent shopper or looking to make your everyday purchases more rewarding, Rakuten stands out as a reliable and lucrative option.
- Reward Survey ($30) Reward Survey offers an easy and rewarding way to earn $30 in reward credits immediately upon signing up and completing a brief survey. The app caters to users who enjoy exploring lifestyle topics and sharing their opinions. Once you finish the quick registration and survey process, your account is instantly credited with $30 in reward credits. These credits can be redeemed for a wide range of magazine subscriptions, allowing you to stay updated with your favorite reads for free. Whether you’re interested in business, fashion, fitness, or cooking, there’s something for everyone. Reward Survey frequently updates its catalog, providing fresh and engaging options. While the app primarily focuses on magazine rewards, the value it offers makes it a fantastic choice for those looking to enjoy free subscriptions without any extra cost. If you’re a fan of earning perks effortlessly, Reward Survey is a must-try platform.
- Swagbucks ($10) Swagbucks is a versatile platform that rewards users with a $10 bonus just for signing up and earning 2,500 SB points. The app provides a variety of earning opportunities, including completing surveys, shopping through its portal, watching videos, and even playing games. For shoppers, Swagbucks offers cashback deals at numerous popular retailers, making it a win-win for saving and earning. Additionally, the app frequently runs promotions that allow you to accumulate SB points faster. Once you hit the threshold, you can easily redeem your earnings for PayPal cash or gift cards from major brands. Swagbucks also features daily goals and streak bonuses, encouraging consistent use for additional rewards. With its user-friendly interface and multiple ways to earn, Swagbucks is an excellent choice for those seeking to make extra cash during their free time. Don’t miss out on this easy $10 sign-up bonus and more!
- MyPoints ($10) Sign up for MyPoints and earn a $10 Amazon or Visa gift card when you make a qualifying purchase. It’s a quick and easy way to get rewarded for your online shopping, with additional points earned for activities like surveys and watching videos.
- InboxDollars ($5) InboxDollars rewards you with a $5 sign-up bonus immediately upon account creation. Beyond the bonus, the platform offers various ways to earn, including completing surveys, reading emails, and playing games. With its straightforward interface and multiple earning options, it’s a reliable app for making some extra cash during your free time.
- Cash App ($5) Download Cash App, send $5 to a friend, and get a $5 bonus instantly. The app makes transferring money easy and also allows you to earn by referring friends. With its user-friendly interface, Cash App has become a popular choice for quick payments and easy rewards.
- Acorns ($10) Acorns gives new users a $10 bonus for signing up and making their first investment. This app is ideal for beginners in micro-investing, as it automatically rounds up your purchases and invests the spare change. With its user-friendly interface and educational resources, Acorns makes it simple to grow your savings and build wealth over time. Take advantage of the $10 bonus to kickstart your investment journey!
- Trim ($100+) Trim is a smart financial app designed to help you save money effortlessly. It negotiates your bills, cancels unwanted subscriptions, and finds additional ways to reduce your expenses. By signing up and using Trim’s services, you can earn $100 or more in savings. The app’s automated features make it convenient to manage your finances, ensuring that you keep more money in your pocket with minimal effort.
- Raise ($ Unlimited) Raise is a platform where users can buy and sell gift cards at discounted prices. By signing up and making your first purchase, you’ll earn a $5 bonus. The app also offers an unlimited referral program, allowing you to earn even more by inviting friends. With its vast selection of gift cards and instant savings, Raise is a practical tool for budget-conscious shoppers.
- Dosh ($ Unlimited) Dosh offers cashback for shopping and dining by linking your credit or debit card. After signing up and linking a payment method, you receive a $5 bonus. Dosh also features an unlimited referral program, letting you earn additional rewards when friends join and use the app. This makes it a great tool for frequent shoppers or diners who want to earn cashback with minimal effort. Dosh’s simplicity and continuous rewards ensure you make the most of your everyday spending.
- Ibotta ($5 – $20) Ibotta gives you a sign-up bonus of up to $20 once you redeem your first offers. It’s perfect for earning cashback on grocery shopping and a variety of other purchases, including travel, apparel, and more. The app provides users with a list of available offers, and you can earn by simply scanning receipts or linking store accounts. Ibotta also frequently adds new promotions, ensuring fresh opportunities to save money. Make sure to keep checking for even more offers.
- Gift Card Granny ($ Unlimited) Gift Card Granny provides cashback rewards when purchasing discounted gift cards. After signing up, you can start earning unlimited bonuses through referrals, making it a great app for users who frequently buy gift cards. It offers gift cards for a variety of retailers, so you can save money on your shopping. The app’s simple interface and instant savings make it an appealing option for budget-conscious shoppers. Take advantage of the referral program to earn even more while saving money.
- BeFrugal ($10) BeFrugal rewards new users with a $10 bonus after earning $10 in cashback through qualifying purchases. The app provides access to cashback deals at various retailers, offering additional savings on your online shopping. Besides cashback, BeFrugal also offers printable coupons and promo codes, helping you save even more. Once your earnings hit the $10 threshold, you can withdraw them via PayPal or request a check. BeFrugal’s diverse savings opportunities make it a reliable app for getting the most out of your purchases.
- Honey ($ Unlimited) Honey helps users save money by automatically finding and applying the best coupon codes at checkout. Although there’s no set sign-up bonus, users can earn cashback on every purchase by using the app’s browser extension. It’s perfect for anyone who shops online regularly, as it automatically finds the best deals for you. Honey also has a referral program, allowing you to earn rewards by inviting others to use the app. With its simplicity and effectiveness, Honey is a must-have tool for savvy shoppers.
- Branded Surveys ($1) Branded Surveys gives you a $1 sign-up bonus immediately upon creating an account. This app focuses on rewarding users for sharing their opinions through surveys. The more surveys you complete, the more points you accumulate, which can be redeemed for cash via PayPal or gift cards from major retailers. Branded Surveys offers a variety of topics, so there’s always something new to explore. Consistent participation can lead to steady earnings, making it an easy way to earn extra money in your free time.
- PointClub ($5) PointClub offers new users a $5 sign-up bonus for creating an account. This app lets you earn points by completing surveys, which can be redeemed for cash or gift cards. PointClub features daily surveys and additional ways to earn by referring friends. The more active you are, the more rewards you accumulate. With a simple and intuitive interface, PointClub is ideal for users who enjoy sharing their opinions and earning in their spare time. It’s an easy way to boost your income.
- FusionCash ($5) FusionCash provides new users with a $5 sign-up bonus after creating an account. This app offers several ways to earn, including completing offers, watching videos, and taking surveys. FusionCash’s versatility means you can engage with the platform in various ways to maximize your earnings. Additionally, it provides instant payment options through PayPal once you reach a minimum payout threshold. With its simple tasks and quick payouts, FusionCash is a reliable option for earning extra money without much effort.
- Opinion Inn ($10) Opinion Inn gives new users a $10 sign-up bonus for registering. This app is ideal for those who enjoy participating in surveys and sharing their opinions. You can earn even more by completing surveys on various topics, including consumer preferences and market trends. The app’s user-friendly design makes it easy to browse available surveys and track your earnings. With cash rewards paid through PayPal, Opinion Inn offers a simple and direct way to make money by engaging in market research.
- Venmo ($10) Venmo offers a $10 bonus to new users after completing their first $5 transaction. Known for its easy peer-to-peer payment system, Venmo lets you send and receive money instantly. It’s commonly used for splitting bills, paying for goods and services, and sending funds to friends or family. Additionally, Venmo’s referral program allows you to earn bonuses by inviting others to sign up and use the app. With its instant payment feature and rewards, Venmo is an excellent tool for quick transactions and earning bonuses.
- Zap Surveys ($3) Zap Surveys gives you a $3 sign-up bonus as soon as you register. This app rewards users for completing short surveys on a wide range of topics, from products to services. After signing up, you can begin earning by completing surveys that match your interests. Zap Surveys is known for providing quick payments, and you can easily cash out your earnings via PayPal. The app is a great way to earn small amounts of money during your free time, all from the comfort of your phone.
- Truebill ($10 – $100) Truebill is a personal finance app designed to help you manage subscriptions and negotiate bills. Signing up can earn you a bonus of $10 to $100, depending on how much you save through the app’s services. Truebill automatically identifies and cancels unwanted subscriptions, saving you money each month. It also helps negotiate lower bills, such as cable or phone services, potentially earning you additional savings. With its focus on financial management, Truebill is a great tool for anyone looking to take control of their spending.
- Netspend ($20) Netspend offers a $20 bonus when you sign up for a prepaid card and load at least $40 onto it. The prepaid card can be used for everyday purchases or ATM withdrawals. Netspend provides a secure and flexible way to manage your finances, especially for those who want to avoid traditional banking fees. The sign-up bonus can be used immediately, and there are no monthly fees if you make regular deposits. Netspend’s easy-to-use platform makes it a solid option for managing your finances and earning rewards.
Frequently Asked Questions for Apps that Give You Money for Signing Up
1. Are these apps legit? Yes, all the apps listed are legitimate and widely used by people to earn money or save on expenses. Always download apps from official app stores to ensure safety.
2. How quickly can I withdraw the bonus? Many apps allow instant withdrawals, while others may require you to meet certain conditions, like making a purchase or reaching a minimum earnings threshold.
3. Are there fees involved? Most apps are free to use. However, some financial apps, like Acorns, may charge small fees for additional services.
4. Can I earn more than the sign-up bonus? Absolutely! Many apps offer referral programs, cashback rewards, and other earning opportunities to help you maximize your income.
By leveraging these apps, you can easily earn hundreds of dollars in sign-up bonuses and other rewards. Start downloading and earning today!
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